Groww: Checkbox preselection for credit score check

“This is a classic dark pattern in action. By pre-selecting the checkbox, the app quietly pushes users to share sensitive credit information without a clear, conscious decision. Checking your credit score might seem harmless, but each check can impact your score, depending on the type of inquiry. And this app’s approach relies on users not noticing the pre-checked box, so they’ll likely give permission without thinking twice. Important details that could impact your financial situation should be placed up front—not hidden behind small text links.”